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Financing For Your Next Adventure
Boat Loans
New and used boat financing, made simple.Get on the water faster with flexible financing built for boaters. Adventure helps with dealer and private-party purchases, a wide range of credit profiles, and clear next steps from application through funding.
Fast Next Steps
Clear responses help keep your purchase moving.
Real People, Real Help
A loan specialist is available when questions come up.
Financing You Can Trust
Financing for new and used boats
Whether it is your first fishing boat, a family pontoon, or an upgrade to something bigger, Adventure understands boat financing and the lifestyle behind it.
- New and used boats from dealers or private sellers
- Many approval options for a wide range of credit profiles
- Flexible terms up to 240 months on qualifying amounts
- Clear rates, terms, and lender-fit guidance
Why Boaters Choose Adventure
More options. More flexibility. More adventures.
We make financing simple, go the extra mile, and stay available by phone to answer questions.
Real people answer
Talk with a real loan specialist from application to funding.
All credit profiles welcome
Credit hiccups along the way? We have many options to help.
Fast decisions
Clear next steps mean less time waiting.
New and used boats
Flexible options whether buying from a dealer or private seller.
What We Finance
Financing for your next adventure
Your loan specialist will confirm the details needed for available programs.
Used & Older Boats
Financing options for eligible used boats up to 30 years old.
Explore used-boat financing →
Private-Party Financing
Guidance for eligible private boat purchases from individual sellers.
Explore private-party financing →
Repower Motors
Finance the power you need with a new or replacement outboard motor.
Explore repower financing →
RV Loans
Financing for eligible motorhomes, travel trailers, fifth wheels, and more.
Explore RV financing →Financing Terms
Terms that stretch with your loan
Larger loan amounts can qualify for longer terms, which may help keep monthly payments comfortable.
Maximum collateral age is 30 years, and the maximum loan term is 20 years.
See What You Qualify For| Loan Amount | Term Available |
|---|---|
| $5,000-$14,999 | Up to 120 months |
| $15,000-$24,999 | Up to 144 months |
| $25,000-$49,999 | Up to 180 months |
| $50,000+ | Up to 240 months |
How It Works
From application to on the water
Apply Securely
Submit a simple, secure application with the basic purchase details.
Review Options
Our team reviews available financing and explains next steps.
Complete Documents
Provide the required purchase, identity, insurance, and loan documents.
Complete Funding
After lender requirements are satisfied, the purchase moves to funding.
Monthly Payment Estimator
Estimate your boat payment
Estimated Monthly Payment
This is an illustrative estimate, not a financing offer. Actual APR and terms vary based on credit profile and lender.
boaters ask us
Questions boaters ask us
Do you finance both new and used boats?
Yes. We finance eligible new and used boats, dealer purchases, private-party purchases, and repower motors.
Do you work with different credit profiles?
Yes. We offer many approval options. Final approval and terms depend on lender review.
What information do I need to apply?
Basic personal and employment information, plus details about the boat you are financing.
How long can my boat loan term be?
Available terms depend on the amount financed and lender guidelines, with up to 240 months on qualifying loans.
Ready to finance your next boat?
Start your pre-qualification in minutes, or talk it through with a loan specialist.
