Buyer & Seller Support
We help both sides understand what comes next.
Financing For Your Next Adventure
Private-Party Boat Financing
Buy from an individual with professional guidance for both sides.Found the right boat from a private seller? Adventure helps coordinate the buyer, seller, documents, and funding so the purchase can move forward with clarity.
Clear Document Process
Guidance for purchase, title, and payoff information.
Real People, Real Help
A loan specialist is available when questions come up.
A Simpler Private Sale
Finance the boat, not the uncertainty
A private-party purchase has more moving parts than buying from a dealership. We help organize the financing process and communicate what information is needed and when.
- Financing for eligible used boats purchased from individuals
- Direct communication with the buyer and seller
- Guidance on boat, motor, trailer, title, and payoff information
- Clear next steps from application through funding
Why Use Adventure
A real team between buyer and seller
We keep the private-party process organized, explain next steps, and help both sides reach funding.
Both sides supported
We communicate with buyer and seller so neither side is left guessing.
Documents organized
Our team identifies purchase and ownership documents needed for the deal.
Funding coordinated
We help complete lender requirements before funds are released.
Someone answers
You have a real person to call from application through funding.
Common Documents
What helps keep the purchase moving
Every deal is different, and our team confirms exact requirements.
Application & Purchase
Completed application, purchase agreement, boat details, driver license, and insurance.
For the buyer
Ownership & Payoff
Seller contact information, titles or registrations, lien and payoff information if applicable.
For the seller
Unit Details
Year, make, model, hull ID, motor and trailer details, agreed price, and eligible options.
For the boat
Repower Motors
Finance the power you need with a new or replacement outboard motor.
Explore repower financing →
RV Loans
Financing for eligible motorhomes, travel trailers, fifth wheels, and more.
Explore RV financing →Financing Terms
Terms that fit your purchase
Available terms depend on the amount financed, lender guidelines, collateral, and applicant credit profile.
Maximum collateral age is 30 years, and the maximum loan term is 20 years.
See What You Qualify For| Loan Amount | Term Available |
|---|---|
| $5,000-$14,999 | Up to 120 months |
| $15,000-$24,999 | Up to 144 months |
| $25,000-$49,999 | Up to 180 months |
| $50,000+ | Up to 240 months |
How It Works
From private sale to funded purchase
Apply Securely
Submit a simple, secure application with the basic purchase details.
Review Options
Our team reviews available financing and explains next steps.
Complete Documents
Provide the required purchase, identity, insurance, and loan documents.
Complete Funding
After lender requirements are satisfied, the purchase moves to funding.
Monthly Payment Estimator
Estimate your private-party boat payment
Estimated Monthly Payment
This is an illustrative estimate, not a financing offer. Actual APR and terms vary based on credit profile and lender.
buyers and sellers ask us
Questions buyers and sellers ask us
Can I finance a boat purchased from an individual?
Yes. Adventure can help finance eligible private-party boat purchases and guide both sides through the process.
Does the seller need to contact Adventure?
We typically need seller contact and boat ownership information, and our team can communicate directly with the seller.
What if the seller still has a loan on the boat?
Tell your loan specialist early. Payoff and lien information may be needed so the transaction can be structured correctly.
Who receives the funds?
Funding instructions depend on lender, lien status, and transaction details.
Found the right boat from a private seller?
Let Adventure help coordinate the financing, paperwork, and funding steps for both sides.
